"Boilerplate: A Threat to the Rule of Law?"

Michigan Law Authors
Areas of Interest
Publish Date
2014
Publication
Private Law and the Rule of Law
Publication Type
Book Chapter
Abstract

In today’s USA, transactions between firms and consumers (or businesses in the position of consumers) routinely contain fine-print terms deleting rights to legal remedies against the firm. Remedial rights should not be treated as mere default rules routinely waivable through receipt of fine-print contracts (‘boilerplate’), because such rights deletions threaten the rule of law by undermining rights structures that are central to the state’s obligations toward the public. Boilerplate rights deletions place recipients into ‘quasi-anarchy’, a one-sided situation resembling, for recipients, the anarchy that the state is supposed to supplant. They underwrite a scheme of privatization that amounts to the exercise of arbitrary power over recipients; and they transgress the principle of equality before the law by separating people that retain legal rights from people that do not. Such rights should remain situated in the public realm.

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